Stop Paying Credit Card Processing Fees. Keep 100% of Every Sale.
We set up a cash discount program that reduces or eliminates your credit card fees. No contract, no monthly fees, and you can cancel any time at no cost. US-based customer service.
What Are Processing Fees Costing You?
Based on a typical 3.5% effective rate.
Find Out Exactly How Much You'd Save
No Contract. No Monthly Fees. Cancel Any Time.
- Standard cash discountThe card price sits 4% above the cash price, and your customer covers it.
- 4%
- Split pricingRather share the cost? Split it however you like.
- Your call
- Monthly and annual feesNo program fee, no statement fee, no annual fee.
- None
- Contract and cancellationMonth to month, and no early termination fee if you leave.
- None
- EquipmentAsk about our equipment upgrade program. Equipment is free or a low lease paid out of your processing.
- Upgrade program
How the Cash Discount Program Works
Your point of sale shows two prices: a cash price and a card price. Customers who pay cash pay the lower price. Customers who prefer the convenience of a card pay a small service amount — typically under a dollar on a $20 ticket — which covers the processing cost that used to come out of your pocket.
Either way, you keep 100% of your listed price. The terminal does all the math automatically, and we provide the compliant signage and receipts, so checkout doesn't change for you or your staff.
Thousands of businesses across the country — restaurants, auto shops, salons, medical offices — already run on this model. Your customers see it every day at gas stations: one price for cash, one for card. Nobody blinks.
A two minute walkthrough of exactly how the pricing works at your counter.
A Recent Google Review
Working with DFW Pay Pros was a great experience. Adam worked with us nonstop to get things set and working. His help was crucial to getting things set up.
Frequently Asked Questions
What does it cost me?
There is no monthly program fee, no annual fee, no contract and no cancellation fee. Qualified merchants can get their equipment free. The savings analysis is free as well, so you will see every number before you decide anything.
Can you reduce my fees if I do not want the cash discount program?
Yes. There are three routes. We can lower your rate on traditional processing, split the fee between you and your customer, or remove your cost entirely with the cash discount program. Send us a statement and we will tell you which one actually works out best for you.
I am already on a cash discount program. Is there anything in this for me?
Usually yes. The question is what rate you are on, and we can often get it lower. That matters twice over: your cost comes down, and so does the amount your own customers pay at checkout.
How fast can I get started?
Approval is close to instant for many merchants, often inside an hour. Equipment ships straight after on two-day delivery and arrives pre-programmed, so most businesses are taking payments within a few days of saying yes.
Will my customers push back?
This is the number one concern we hear, and the honest answer is far less than you would expect. The amount is small, under a dollar on a typical $20 ticket, prices are posted clearly up front, and anyone can avoid it entirely by paying cash.
Does it cover debit cards too?
Yes. The program covers both credit and debit transactions.
What about tips and refunds?
Both work exactly as they do today. The terminal handles all the math automatically, so your staff does not calculate anything.
Do I need new equipment?
We provide a terminal pre-programmed and ready to go, and qualified merchants can get it free. POS systems and additional equipment are available too, and we will quote anything beyond the free equipment program before you agree to it.
Does it work for online or invoiced payments?
Yes. We support countertop terminals, POS systems, and invoicing, so it can follow you wherever you take payments. Tell us how you get paid and we will map it out for you.
Can I cancel?
Any time, at no cost. There is no contract to get out of and no early termination fee.
Lower Fees, Free Equipment, Fast Approval
Three ways to cut what you pay, equipment at no cost for qualified merchants, and an answer that often lands within the hour.
Reduce or Eliminate Processing Fees
Three ways to get there. We can lower your rate on traditional processing, split the fee between you and your customer, or take your cost to zero with the cash discount program. Which one fits depends on your business, and we will tell you which.
Free Equipment Program
Qualified merchants can get their equipment free. We will confirm exactly what you qualify for when we look at your numbers, and you will know before you agree to anything.
Near-Instant Approval
Many merchants are approved within an hour. Equipment goes out straight after on two-day shipping, pre-programmed, so there is very little for you to do at your end.
Already on a Cash Discount Program?
Then you are already most of the way there, and the question is just what rate you are on. We can often get it lower, which means the amount your own customers pay at checkout comes down too.
Free Savings Analysis
Send us a recent merchant statement and we will show you what you pay now against what you would pay with us. It costs nothing and there is no obligation attached to it.
US-Based Customer Service
You get the same person every time, based in the United States, who already knows your business and how your terminal is set up. No ticket number and no queue.
How It Works
Getting started is quick and easy. Here's how you start saving fast.
Free Savings Analysis
Send us your current merchant statement — or just your monthly volume — and get a complete breakdown of your savings.
Custom Plan
Get a cash discount program tailored specifically to your business type and transaction volume.
Get Your Equipment
Pre-programmed equipment ships directly to your location — we handle the setup.
Start Saving
Your processing fees drop to zero, and you start keeping more of your hard-earned revenue immediately.
Find Out How Much You Can Save. Fill Out the Form to Get Started
What are you actually paying to accept cards?
Enter two numbers from your merchant statement and see your real effective rate, how it compares to your industry, and what a fair rate would cost instead. Nothing is saved or sent anywhere.
